Debt Finance

Expert business advice to help you finance your business and find the perfect mix between debt and equity funding and finance over all terms.

Watch Our Video
We are rated Excellent
debt finance

Raise capital through means of borrowing

When a company borrows money to be paid back at a future date with interest, it is known as debt financing.

Lenders may want security in the form of property, a charge over assets, book debts (your debtors) or a personal guarantee. Giving a personal guarantee means that if the business cannot pay, then you will.

A business would take out a loan to either finance working capital (cash flow), for growth, or purchases such as machinery, cars, premises or to acquire another business, for example.

The downside to debt finance is that it can be expensive, and it is therefore important that correct thought and planning goes into this, to ensure that you achieve the correct funding structure for you.

It is also important that thought goes into your debt-to-equity ratio – this is sometimes called gearing. In simple terms, the business is not borrowing more than it should.

The upside to debt finance is that the owners or shareholders will still own 100% of the business, while with equity finance, owners would have to relinquish shares in their business.

Footprints can help you to source the correct deal for your business, package the financial reports to support this and introduce you to our extensive panel of lenders.

Depending on what stage your company is currently at, we can assist with:

  • Attracting the right funding for your business
  • Developing new products and services
  • Accessing finance for expansion
  • Bringing scale to your business
  • Entering new markets
  • Accessing finance for acquisitions

We can help your business with debt finance

Contact us now to learn more about how we can help.
Contact us today

"*" indicates required fields

Privacy Policy*
This field is for validation purposes and should be left unchanged.

nicola otter
Latest customer reviews
Read our genuine customer reviews left on Google and Facebook
Amazing! There aren't enough words to describe how brilliant Footprints are! Saved me and they're just so great. I can't recommend enough and I just can't put into a sentence anything that is worthy of explaining... how much these guys are worth! Honestly the things they do to help. The webinars, The training sessions, the advice. Please use Footprints if you want things done correctlyread more
Michael Houghton.
Michael Houghton.
17:18 25 Jul 23
We had fantastic training session on the basics of business accountancy. Julie certainly knows her stuff and made it really easy for us to follow.
Ben Curry
Ben Curry
16:19 06 Sep 22
Amazing team who are all a great help in all aspects of the service Footprints provide.Highly recommended
Carl Kennedy
Carl Kennedy
10:21 23 Aug 22
I’ve been with Footprints for seven years now from starting up my business. They are professional, courteous, friendly and efficient. Although I’ve had many offers and recommendations for other accountants I... wouldn’t dream of going elsewhere. Well done to all the team at more
Charlie Chesters
Charlie Chesters
22:23 26 Jun 20
Highly recommend Footprints. Not just an accountants who get the job done, but cares about your business and gives sound advice. They take the time to listen, lovely people to work with.
Ben Walker
Ben Walker
12:46 26 Jun 20
Footprints Accountancy were recommended to us by a friend a few years ago and that's when we transferred our business to them. We are extremely happy with all aspects of Footprints. Their efficiency is excellent... and the support provided by them is brilliant. Would highly recommend!read more
Sally Gawthorpe
Sally Gawthorpe
12:36 22 Jun 20
The support from Footprints team has always been fantastic, but during this period of Corona virus they have been just awesome. During the lockdown many accountants have closed and furloughed most of their staff.... And this is when the businesses have been in real need of support and advice. BUT Footprints made arrangements to continue working and providing support for businesses, sending information and advice sometimes even daily, replying emails and returning calls, so that no client is left alone. If you are looking for an accountant or are disappointed with yours, it is time to contact more
Janita Maaranen
Janita Maaranen
16:33 19 Jun 20
Have been with footprints now for a number of years and they have always provided excellent top class service.Throughout the covid 19 pandemic there help/guidance and support has been invaluable for helping us... through the maze of applying for business support grants and loans etc.I would recommend footprints accountancy to anyone in need of an accountant and may also be looking to grow their business at the same more
Michael Fisher
Michael Fisher
15:34 19 Jun 20
what expenses can your business claim
Get your free guide on allowable business expenses
Claiming tax relief on expenses is an important part of your finances and directly influences your profits. It's essential that you know exactly what can and cannot be claimed through your business.
Download your copy now.
Privacy Policy(Required)
This field is for validation purposes and should be left unchanged.

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram